A little over a year ago, my wife and I were in the market for a new vehicle. Our kids were getting older and we found our sedans were just not large enough for our needs and purchased a newer SUV. We no longer needed one of the cars, but [...]
This past week on a straight party line vote, Democrats passed the Inflation Reduction Act. Among other things, the law will attempt to fight climate change and lower carbon emissions here in the US at a cost of roughly 370 billion. As someone who believes in the importance of stewardship, [...]
Over the past few years there has been a growing lifestyle movement amongst the Millennial and Gen Z groups called the FIRE movement. FIRE stands for Financially Independent Retiring Early. The basic strategy of this plan is to make and grow as much money as you possibly can early in [...]
Last week it was announced by the Bureau of Economic Analysis that U.S. real gross domestic product had dropped in the second quarter by .9%. This report, combined with the previous quarter GDP drop of 1.6% began a long debate from economists and political pundits about the definition of the [...]
Over 2,500 years ago Aristotle developed a philosophical principle he called the “Golden Mean.” He argued choosing moderation between two extremes is often the most moral and desirable of all actions. For example, he argued that while courage is a virtue, too much courage can turn into recklessness and not [...]
As any of you who have looked at your retirement accounts recently are well aware, the first half of 2022 has been very bad for market performance. In fact, 2022 is the third worst first half of any year in US stock market history. (Only 1932 and 1940 were worse) [...]
In our modern world, technology has found ways around many scientific laws, for example Newton’s law of gravity was defied when Orville and Wilbert Wright first took to the air at Kitty Hawk. However, while man has found ways to bend some of these laws, they have not actually broken [...]
I know it may be awkward, but it may be time to have “the talk” with your teenage child or grandchild. No, not the sex talk. In this digital age, that is a subject they probably know far too much about already. The talk you may need to have with [...]
A week ago today, I was sitting in a lounge chair, soaking up the sun somewhere between Miami Beach and the Bahamas. As a celebration of school being out and summer arriving, my family embarked on a week-long cruise of the Caribbean. The level of professionalism, and customer service employees [...]
It’s graduation season, probably many of you are have celebrated with friends and family, or are about to. This past Thursday I got to celebrate a friend graduating from the Independence LEAD program. The LEAD program stands for Leadership Education And Development. It is a nine-month program that the Independence [...]
