Hopefully, by now, most people understand the threat gambling addiction can pose to financial success. An occasional lottery ticket purchase or night at the boats may be fairly harmless, but we probably all know someone whose life was seriously damaged when these behaviors got out of control. Believe it or [...]
We may be standing at the beginning of the biggest biotechnology shift any of us have ever seen. The pace of change coming over the next few years could surprise all of us. Thanks to our growing ability to map the human genome, edit genes, create personalized treatments using mRNA, [...]
As we know, some people see the risks and dangers everywhere while others see opportunities everywhere, perhaps because of the risks and dangers that exist. An entrepreneur is one who sees a problem and is foolish enough to think she or he can solve it or improve on existing solutions. [...]
The phrase 'Pig in a Poke' was coined in Britain as a means of saying that a buyer should be careful to see and know what they are buying. The French word for bag or sack is poque. That has been changed in our language to poke. A dishonest seller [...]
I’ll admit it; I love politics. I enjoy the open debate between people with diverse points of view, the strategic art of persuasion, and yes, even the soap opera that elections often become. Of particular interest to me recently has been the meteoric rise of Zohran Mamdani, a 33-year-old socialist [...]
Budgeting is more than spreadsheets and numbers; it’s the art of aligning your goals with your financial reality. Over the years, I’ve had the privilege of helping many individuals and organizations create budgets that don’t just look good on paper, but actually work in practice. What I’ve learned is this: [...]
Recently while visiting my parents, my oldest son Ethan uncovered large amounts of the baseball cards I collected as a kid. While not a huge baseball fan himself, he does like money and recognized some of these cards might be valuable and began sifting through them to find cards he [...]
Have you ever gone to an expensive restaurant that appeared on the outside to be quite sophisticated and refined only to find after dining there that the food itself was less than impressive? I think sometimes the financial services industry can have a similar strategy of dazzling people with their [...]
Happy 2024! It is proverbial to end one year and begin a new one with a certain sense of optimism. However, since there seem to be so many diverse matters of our world about which to worry, I would like to address this condition. In President Jimmy Carter’s words from [...]
