Since March of 2022 the Fed has raised interest rates nearly a dozen times with the last quarter percent hike happening more than a year ago. Despite Chairman Powell’s insistence that rates must remain high to curb inflation, interest rates have been falling in recent weeks. In fact, according to [...]
Though some may disagree, I believe in America, the greatest determiner of ones' success in life is the sum total of the decisions they personally make. Other factors, of course, also play a role, but if the decisions you make are generally wise and effective, you will succeed. One of [...]
In economic times like these, I think it’s fair to say we are all looking for ways to save money. With prices continuing to go up on most things, that can certainly be difficult. Today, I thought I would share with you a few different areas where you may be [...]
Although I hate to admit it, I am officially middle aged. As tough as it is to no longer be young, it does come with certain benefits too. I consider myself blessed to be at an age where I not only have young children in my life, but also parents [...]
Over the past couple of weeks, I had the pleasure of celebrating the birthdays of both of my sons. While there is an age gap of several years between them, they both were born weeks apart in the month of June. I can honestly say there has been no more [...]
Memorial Day has now come and gone. For many of us this is the time of year when we start looking forward to an upcoming vacation we have planned. This year however, according to a new Bankrate survey nearly half of all Americans intend to skip their summer vacation with [...]
We all are told how much technology is helping businesses be more efficient and profitable. But is that really true? In recent months, I have begun challenging that generally accepted premise. It almost feels like rather than seeing technology as a tool that can make good employees better, we are [...]
As sponsors of the First Responders Recognition and Awards Breakfast here in Independence, this past Thursday I was blessed to get to be in attendance as the Chamber of Commerce honored some of its very bravest public servants, including officer Cody Allen who was tragically killed in the line of [...]
DIY Anyone? Recently I wrote about investors who have an advisor obtain much better results over time than those without one. I referenced the study by Vanguard about this, but I have noticed a newer one by the Russell Investments organization today. It attempts to quantify how much value can [...]
Elenor Roosevelt was once quoted as saying “Learn from the mistakes of others. You can’t live long enough to make them all yourself.” Being a financial advisor, I have seen my fair share of financial mistakes others have made. What is even more heartbreaking is when these mistakes are not [...]
