Recently, I took a day off from work and decided to catch up on some daytime TV. It was interesting to me how different the commercials are during the day, and how targeted they are to stay-at-home moms, the unemployed, and seniors. Of particular note to me was how much [...]
If you’ve read my columns before you have probably figured out that I am frugal with my money…no, not frugal, cheap. I come from a long line of bargain hunters that wear the title of cheapskate like a badge of honor. In fact, I couldn’t tell you the last time [...]
Stewardship Capital President Ron Finke recently commented to me about how strange it was for him to hear people wish one another a happy Memorial Day this past weekend. If I’m honest, the thought had never occurred to me that such a salutation might be inappropriate, but after thinking about [...]
A week ago, several metro communities placed on their ballots proposals to institute a “use tax” on its residents. In essence, the tax would have allowed local municipalities to collect sales tax on online purchases made from out of state vendors while adding no additional sales tax to local retailers. [...]
This past week when Toys R Us announced the immediate liquidation of all of its stores nationwide it marked the end of an era for me. Much like other iconic brands such as Radio Shack or Sears, Toys R Us was simply not able to adapt to a changing consumer [...]
Health savings accounts (HSA) have become very popular in the last few years. An HSA account is defined as a tax‐advantaged medical savings account available to taxpayers in the United States who are enrolled in a high‐deductible health plan (HDHP). The money contributed to this account is not subject to [...]
As most people do, during the Christmas season, I sat down with my family and watched a Christmas Carol this past weekend. Despite the fact that I have heard the tale of Ebenezer Scrooge dozens of times before, for some reason, this year my interpretation of how Charles Dickens characterized [...]
Last week I discussed the opportunity to pass on to our families our bedrock principles. Some refer to this as our social capital. Our inheritance may be large or small, but the beliefs and wisdom we have gained over decades should be far more valuable than cash one hundred years [...]
Being in the middle part of the Baby Boomers generation, I attained age 65 late last evening. In days of old when the Halloween Parade was always held at night on the 31st, bad weather notwithstanding, my Mother and family had to break through the parade to reach the Independence [...]
