As some of you may already be well aware, student loans are notoriously difficult to be absolved of through normal bankruptcy proceedings. That may all be changing soon as a little over a week the Biden Administration released new data on an initiative the White House developed last year to [...]
As financial advisors one of the primary things we do is help people prepare for retirement. For most advisors, that is accomplished by helping clients build up and grow their retirement accounts in order to make sure the client can afford the standard of living they want when no longer [...]
As I’ve gotten older, I’ve also gotten crankier. Particularly in the way I view our younger generations. In fact, on more than one occasion I have used this very platform to air my grievances about “kids these days” Today however, I want to defend them a little bit. For the [...]
Life has various stages. Your plan needs to take them into account. If there is one thing, I have learned in my over 40 trips around the sun it is that life never happens in a straight line. Markets don’t just go up at a consistent 7% a year, last [...]
A recent survey from Bankrate made headlines recently with some startling new information about the financial condition of the average American. According to the study, a record number of people now have more credit card debt than they have emergency savings. In fact, over a third of all respondents (36%) [...]
A few weeks ago, I touched on the subject of budgeting. After which, I had several people ask me about what a typical budget should look like. While every person’s situation is unique, and what you value may be very different from what I value, there are enough universal strategies [...]
