While the stock and bond markets likely await their next downward legs and we are beset by political ads, I would like to talk about the state of citizenship in these United States. As a student of history, I remind myself regularly that our nation has suffered through presidents even [...]
Some folks talk about the good old days and seem to wish they could return to a younger period in their lives. I do not wish to return to any previous time—I would just make different and perhaps worse mistakes! But it seems to be an especially perilous world right [...]
When I came into the financial services industry 40 years ago, the industry preached to everyone to Buy and Hold investments for the long term. There were several reasons behind this. Before the rate of trade charges collapsed through competition, it cost as much as $300 just to buy or [...]
Last week we finally saw quite positive results for the major US stock indexes. Those most beaten down rose the highest: Nasdaq 100 by 7 percent, S&P 500 by 6.5 percent and the Dow Jones 30 by 6.2 percent respectively. Even the long dated Treasuries took a breather and their [...]
Road sign to bond market My goal today is to give you some remedies for the plummeting bond values from which most of you reading this are suffering. One oft distributed piece of radio wisdom these days is that, in retirement, it’s all about income. I respectfully disagree [...]
There is no such thing as a free lunch! Someone pays for everything. Beginning with that truth, today I will discuss the modern world of community growth and development. It applies to all of us whether we live in a major city, its suburbs, or in a rural county in [...]
I am thinking of the pop song, How do you know if he really loves you? Whitney Houston made this a giant hit a couple of decades ago. But in this column, I am discussing how can one know if this new bull market is the real deal and will [...]
If you have friends from the 41st latitude, they will tell you there are two seasons—6 months of winter and 6 of tough sledding. That tough sledding part is what we are experiencing in financial markets in 2022. It will probably last through September. After all, this is the mid-term [...]
Assuming that all US schools are still teaching some American and World History, it appears that some of our young adults just did not understand it. Or perhaps it is logic and critical thinking they have missed. According to the Gallup Organization, since 2010, about 50 percent of our young [...]
With all of the negative excitement of 2021, I doubt if there are many of us who are too sad to begin a new year with hopes of improvement. Given the effects of illness and rise of other uncertainties, I know that most of you would not have predicted such [...]
