I do not know who might have first said it, but I often now remind myself that if a problem can be solved using only money, it is not a big problem. Our problems as a nation at this time in our history are big problems. Unfortunately, money will not [...]
In the 1980 presidential election debates, Ronald Reagan began his famous quip, Well . . . There you go again! Sometimes it seems we cannot learn from our mistakes. Today I will connect some dots of seemingly unrelated ideas and decisions that have made life in these United States more [...]
The summer school break is as good as over. Teachers and school personnel are hard at it today, preparing for another new opportunity for our children to become more civilized, hopefully, and to learn the concepts and content necessary to be productive citizens in our society. I thank God for [...]
While the stock and bond markets likely await their next downward legs and we are beset by political ads, I would like to talk about the state of citizenship in these United States. As a student of history, I remind myself regularly that our nation has suffered through presidents even [...]
Some folks talk about the good old days and seem to wish they could return to a younger period in their lives. I do not wish to return to any previous time—I would just make different and perhaps worse mistakes! But it seems to be an especially perilous world right [...]
When I came into the financial services industry 40 years ago, the industry preached to everyone to Buy and Hold investments for the long term. There were several reasons behind this. Before the rate of trade charges collapsed through competition, it cost as much as $300 just to buy or [...]
Last week we finally saw quite positive results for the major US stock indexes. Those most beaten down rose the highest: Nasdaq 100 by 7 percent, S&P 500 by 6.5 percent and the Dow Jones 30 by 6.2 percent respectively. Even the long dated Treasuries took a breather and their [...]
Road sign to bond market My goal today is to give you some remedies for the plummeting bond values from which most of you reading this are suffering. One oft distributed piece of radio wisdom these days is that, in retirement, it’s all about income. I respectfully disagree [...]
There is no such thing as a free lunch! Someone pays for everything. Beginning with that truth, today I will discuss the modern world of community growth and development. It applies to all of us whether we live in a major city, its suburbs, or in a rural county in [...]
I am thinking of the pop song, How do you know if he really loves you? Whitney Houston made this a giant hit a couple of decades ago. But in this column, I am discussing how can one know if this new bull market is the real deal and will [...]
