The past month or so have been quite volatile with the recent failures of several regional banks include Silicon Valley Bank. While things have seemed to stabilize in the past couple of weeks, it did serve as yet another reminder that the world of finance can be a scary one. [...]
As our economy has increasingly become globalized over the past several decades there have certainly been many winners and many losers here in America. While I would argue that increased international trade generally has been a net positive for the prosperity of our nation, it is also a fact that [...]
As I have confessed before in other columns, I have a bad habit of buying things, not because I need them, but because I have found such a good deal. Sadly, the philosophy that says “I’d be a fool not to buy it at this price” can often lead to [...]
If you are a sports fan, it is an exciting time to be living in the KC metro. Over the past decade we have experienced more than our fair share of national championship victories from our local teams including, the Royals, Sporting KC, the Jayhawks and of course the Kansas [...]
A few weeks ago, I touched on the subject of budgeting. After which, I had several people ask me about what a typical budget should look like. While every person’s situation is unique, and what you value may be very different from what I value, there are enough universal strategies [...]
This past week I taught a seminar on effective budget making. It broke down the basics on proper ratios of spending, saving, giving and debt repayment. As I presented, I jokingly said if I could gain access to Congress, I would love to enlighten Washington on these basic principles. As [...]
Last week I provided a concise breakdown of the major changes to retirement account regulations brought about by the passage of the SECURE act of 2022. For more information about this new law check out my article on the topic that ran on 1/11. Today however, I wish to comment [...]
In the midst of all the chaos that comes with the whole Christmas season, you may not have realized that as part of the massive Omnibus Bill signed by Congress to avert a government shutdown, significant legislation was passed related to your retirement accounts. The SECURE Act of 2022 commonly [...]
While it will be several weeks before we have a clear picture on total retail sales this holiday season, we do know that it started very poorly with November sales numbers, typically the highest month of the entire year, actually dropping .6% when compared to October. Many on Wall Street have interpreted [...]
At Stewardship Capital we recently celebrated our 25th anniversary in business. Before 1997, the idea of an independent advisor actively managing the portfolios of clients who were not high-net-worth was quite rare. (Honestly, in many ways it still is 25 years later.) At that time most individuals invested their money [...]
