This probably won’t come as a shock to those of you who regularly read my column, but I am a big fan of talk radio. While making the commute to and from work each day I enjoy getting information about what is happening both locally and nationally through this medium. [...]
The past month or so have been quite volatile with the recent failures of several regional banks include Silicon Valley Bank. While things have seemed to stabilize in the past couple of weeks, it did serve as yet another reminder that the world of finance can be a scary one. [...]
If you give to any favorite charities, you must wonder by year end whether every dollar you give only buys more paper, ink, and postage for more solicitations. I think it is safe to say that the cards and letters are effective. If they were not, they would not send [...]
Last week I provided a concise breakdown of the major changes to retirement account regulations brought about by the passage of the SECURE act of 2022. For more information about this new law check out my article on the topic that ran on 1/11. Today however, I wish to comment [...]
In the midst of all the chaos that comes with the whole Christmas season, you may not have realized that as part of the massive Omnibus Bill signed by Congress to avert a government shutdown, significant legislation was passed related to your retirement accounts. The SECURE Act of 2022 commonly [...]
Would you agree that most investors are glad to see 2022 in the rearview mirror? Even when one obtains better results than the market in a downtrend, the general feeling is still painful. The drop represents real dollars lost from accounts of real people, even if only for a year [...]
As often stated, much about investing trends can be related to calendar seasons each year. By November 1, an uptrend of indeterminate length usually begins. Since this year’s market highs came on January 4, such a change in trend could not be more welcome! Today, I will focus upon where [...]
Over the past few years there has been a growing lifestyle movement amongst the Millennial and Gen Z groups called the FIRE movement. FIRE stands for Financially Independent Retiring Early. The basic strategy of this plan is to make and grow as much money as you possibly can early in [...]
As any of you who have looked at your retirement accounts recently are well aware, the first half of 2022 has been very bad for market performance. In fact, 2022 is the third worst first half of any year in US stock market history. (Only 1932 and 1940 were worse) [...]
When I came into the financial services industry 40 years ago, the industry preached to everyone to Buy and Hold investments for the long term. There were several reasons behind this. Before the rate of trade charges collapsed through competition, it cost as much as $300 just to buy or [...]
