According to the Senate Special Committee on Aging, financial exploitation cost seniors nearly 3 billion annually. Although it is hard to obtain exact numbers because according to Kansas Attorney General Derek Schmidt only 1 in 24 cases gets reported. Since scammers are constantly changing their tactics, a comprehensive list of [...]
Over the weekend while having dinner with a couple from my church I was reminded of a truth that too often I forget. While conversing over dinner I learned that one of our guests had recently been working at a local casino as a dealer. As we ate I pelted [...]
You might have noticed in recent years that the prevalence of payday loan storefronts has started to wane. According to the most recent information from the Missouri Division of Finance, since 2015 approximately one-third of active payday loan businesses in the state have closed. Even better, over the past decade [...]
Last Wednesday I discussed the Medicare Advantage programs and today we finish with the Part B Supplemental (or Medigap) coverage. By the way, Open Enrollment began yesterday and you have until December 7 to apply for a change of plan. If you have not, I suggest you set up your [...]
I love October in the Midwest. In my opinion, it has the best weather of the entire year. The air is drier and the evenings are great for sweaters or sweatshirts. After some hard frosts, our allergies may be less intense. We experienced Americans, 65 and older, also have another [...]
Should I pay-off my mortgage is a common question we receive. There isn’t a one-size fits all answer, as each case has unique variables to think about. You can find people who will recommend both for and against paying off the remainder of your mortgage. It’s not always a case [...]
Yesterday it appeared that Hurricane Dorian was weakening somewhat and its probable path this week would spare our Atlantic coast from the worst possible destruction. As it slides slowly northward, the damage may come from storm surges and torrential rain. I have watched some coverage of the preparations. Even Floridians [...]
If you asked 100 people that struggle to balance their monthly budgets where they spend too much money I would guess the number one answer they would give would be eating out. Too often there just don’t seem to be enough hours in the day to plan meals, go grocery [...]
At no time in history have we had so much ability to learn whatever we want to know about almost anything. It can cost little cost but the time it takes to acquire it in usable form, assuming you have a computer and internet. In personal finance, this is perhaps [...]
My family will soon be taking our first (and probably last) pilgrimage to Orlando to do the whole “Disney thing”. When I first proposed this excursion to my wife last year I had no idea how complicated and time-consuming the whole process would be. In my ignorance I assumed you [...]
