“I can’t go through another 2008.” This is a comment I hear quite often. That year represents a generational financial scar we can never hide. A defining event that continues to shape the behavior of most of us today. People dial these bad memories up anytime they see high [...]
The water cooler topic of the week has probably been the dramatic movements downward in the stock market. It’s been a wild ride, that’s for sure. While scary, we hope to provide proper perspective. Market volatility has been historically low now for the better part of the past year. Not [...]
Health savings accounts (HSA) have become very popular in the last few years. An HSA account is defined as a tax‐advantaged medical savings account available to taxpayers in the United States who are enrolled in a high‐deductible health plan (HDHP). The money contributed to this account is not subject to [...]
Everyone loves a good forecast. Problem is they are hard to come by -- good forecasts. Like the broken clock, they are likely to be right twice a day. In reality, a positive market forecast has about a 70 percent chance of being right on the overall direction. In most [...]
If you have ever seen the Austin Powers movies, it is hard to get the image of Mike Myers as Dr. Evil holding the world ransom for 1 million dollars out of your mind. The comedic punchline is that he’s been out of the loop since the 1960’s, back when [...]
Hacking into personal information, intellectual property, and government data has reached epidemic proportions. The Equifax data breach last month compromised around 145 million people’s personal credit information. HBO is struggling to protect their flagship programming from being viewed before they release it. Government and military intelligence is stolen almost daily, [...]
