Taxes are top of mind this time of year. In a world where we have little control, especially when it comes to stock market returns, it’s important to focus on what you can control. Taxes are one of those areas that you can greatly improve your overall financial health. Small [...]
The crazy market swings and slumps of the past 20 years were hard for anyone to stomach. It’s one thing when you are working and earning a paycheck. Time is on your side and you have the opportunity to buy “discounted” shares of the market. It’s entirely another thing when [...]
Recent volatility in the stock market and abnormally low interest rates at your bank have brought the financial sharks back to the surface. There are always plenty of sharks swarming in to offer their bait whenever people have a high desire, fear, or need for something. Let’s go over some [...]
2018 has now seen two periods of rapid declines in the stock market. Are the good times really over for good? We don’t think so, but are definitely watching the key factors we focus on to hopefully tell us if things have changed. Over the last several years we have [...]
Einstein referred to the law of compound interest as the 8th wonder of the world. It truly is a remarkable thing. You’d think, as someone who works in the investment world, it would become an ordinary subject for me, but I get fired up every time I think about it. I’m [...]
Last week I explored the topic of whether paying for your child or grandchild’s education was the right thing to do. This week let’s look at some of the better ways to help fund these soaring education costs. As you are probably aware, education costs are not only rising for [...]
As a child you knew that after Independence Day school was going to come faster than you wished. As a parent, you are probably ecstatic for your kids to get back into a full routine. Back to school season makes for a great time to talk about ways in which [...]
I made some prediction for 2018 in an Examiner article dated on January 3, 2018. Since we are nearly at the half-way point for the year, it seems as good a time as any to review those predictions and either stay committed or change course. Overall, I was convinced that [...]
We have all been complaining about spring being slow to arrive, but at long last, it finally appears to have started. The dreaded tax season is behind us, at least for most. Now is a great time to do a little financial spring cleaning and re-visit any financial resolutions made [...]
“I can’t go through another 2008.” This is a comment I hear quite often. That year represents a generational financial scar we can never hide. A defining event that continues to shape the behavior of most of us today. People dial these bad memories up anytime they see high [...]
