True Joy
The period of December through New Year’s Day is now called the holidays. Even that term is an amendment of Holy Days so you really cannot get away from the religious significance. Historically, it has been dominated in our culture as Christmastime. We give gifts to each other, presumably in [...]
Dangers of Financial Apathy
I often get the inspiration for my articles from everyday people and situations. This week I got it from shoppers in a grocery store. I was there doing my weekly Saturday morning shopping. This particular week the store had 8 oz bags of shredded cheese on sale for $1.79. Being [...]
Boring Success
This past Sunday morning, someone was in a hurry. On I-70 in Kansas City, a driver sped in and out of east bound traffic until he struck the rear end of another vehicle, lost control, was thrown out, and died. We will probably never know what was so pressing or [...]
As bankrupting student loans gets easier, your life might get harder
As some of you may already be well aware, student loans are notoriously difficult to be absolved of through normal bankruptcy proceedings. That may all be changing soon as a little over a week the Biden Administration released new data on an initiative the White House developed last year to [...]
Give thanks Anyway
A saying attributed to the Chinese is, May you live in interesting times. I believe we are indeed in those times. It is perhaps ironic that this is a Chinese saying since most of our stuff we purchase as well as our drugs—both ethical and addictive such as fentanyl—are manufactured [...]
Are you really ready for Retirement?
As financial advisors one of the primary things we do is help people prepare for retirement. For most advisors, that is accomplished by helping clients build up and grow their retirement accounts in order to make sure the client can afford the standard of living they want when no longer [...]
Other Side of ESG
Several months ago I examined the subject of ESG investing, that is Environmental, Social and Governance. The controversy continues to maintain a central position in investment landscape. My primary test concerning the popularity of investment themes is one of practicality. Where is the money flowing? What industries and corporations are [...]
Education is Everything
Last week I read a statistic in the Ney York Post that blew mind. As soon as I heard it, I knew I had to opine on the subject. Believe it or not 36% of New York City public school students are chronically absent from class which means they are [...]
Younger Americans facing Economic challenges
As I’ve gotten older, I’ve also gotten crankier. Particularly in the way I view our younger generations. In fact, on more than one occasion I have used this very platform to air my grievances about “kids these days” Today however, I want to defend them a little bit. For the [...]
Home Sweet Home?
My wife, Karen, and I just returned from our longest trip of 49 plus years together. We flew to Amsterdam and traveled by small cruise ship the Rhine, Main, and Danube rivers and the interconnecting canals of Europe. We visited Germany, Austria, and Hungary, ending in Budapest, over 1250 [...]