Since the Ph.D’s in Economics have been in supposed total control of the Federal Reserve Bank in the past decade or more, they have been adamant that without US inflation of at least 2 percent per year, life cannot progress as it should. But try as they might, they have [...]
For those who don’t know, my background was not originally in finance. I actually went to school to become an educator. While I no longer teach social studies as I once did, I still have the heart of a teacher. Because of that, I jump on every opportunity I can [...]
Most of you reading this have either received or are about to receive a stimulus check from the government in the amount of $1,400. For many of you, the pandemic has had limited impact on your overall financial condition (outside of probably a few more Amazon purchases). For those people [...]
The past year has been very hard for a lot of people. From kids missing their friends and activities at school, to adults struggling financially, to seniors concerned about the health threats facing them, it seems like, for many, stress levels are higher than they have ever been. For some, [...]
A few weeks ago, I wrote about principles and rules for selling investments. Today I deal with the issue of income tax on investments. Perhaps the most common reason offered by investors and promoted by the experts is the drag of income taxes paid upon one’s investment gains. I am [...]
One of the ways we as a firm have attempted to stop the spread of Covid has been to encourage employees to work from home when it makes sense to do so. Generally, when I am working from home I have the news on in the background. I am struck [...]
There is an African proverb that says, “Tomorrow belongs to those who plan for it today” If there is one topic I write about more than any other it is planning. It is a passion of mine. However, I realized recently I have never written a formal article on the [...]
If there is one thing we learned from 2020 it’s that having adequate health insurance is not a luxury but a necessity. A close friend of mine who was in otherwise good health found himself hospitalized for several months this fall with Covid. Without health insurance this type of hospital [...]
Most people would seem to be eagerly anticipating the end of 2020. Many of us have lost beloved family members or friends to the Virus. Perhaps a billion or more have had their financial health severely damaged or ruined. Experts called for the initial economic shutdown in late winter in [...]
Selling a house right now is as about as easy as it will ever be. As one of our clients who is selling off a few of their long-held rentals recently said, “you could prop a tent and get a good selling price right now.” If you are considering putting [...]
