Believe it or not, the average Baby Boomer is now 71 years old. That means many are approaching the age when required minimum distributions (RMDs) begin. Perhaps this is why there has been an aggressive industry-wide push encouraging seniors to convert their traditional 401(k)s and IRAs into Roth accounts. Driven [...]
My grandfather lived to the ripe old age of 89. This was especially notable because when he was in his 30’s he suffered a serious heart attack and underwent open-heart surgery. His long-term prognosis was not good, yet he ultimately went on to live a long and relatively healthy life. [...]
Over the past several weeks, a fast food chain with its origins right here in the metro made national headlines and went viral online, though not necessarily in the way it intended. Hawaiian Bros, founded in 2018 in Belton, recently launched its “Plates for Plates” promotion, offering a free classic [...]
This summer, my family and I have a trip planned to California. Being budget-conscious, we had intended to fly with Spirit Airlines. However, following Spirit’s surprise announcement this past weekend that it is immediately shuttering operations, we are now searching for an alternative carrier. While it was a shock to [...]
Last week I wrote about the growing danger of identity theft and fraud as artificial intelligence systems become increasingly capable of making things appear real that are not. This may have caused some of you to begin seeking advice on how best to protect yourself from this threat. One option [...]
A phone rings. The familiar voice on the other end identifies themself as your grandson. He says he’s in trouble and needs money immediately. The only problem is it isn’t him. It’s a computer program using artificial intelligence. According to the American Association of Retired Persons (AARP), AI-enabled fraud has [...]
With the tax filing deadline one week away, many taxpayers are focused on what they owe the IRS. But for retirees, the income reported on that return may also determine whether their Medicare premiums jump dramatically as well. Most people have a general understanding of income tax brackets and know [...]
When I was a kid, time always seemed to move at a snail’s pace, except in the weeks before Christmas when it did not seem to move at all. The older I get, however, the more I realize the future arrives faster than I think it will. In psychology and [...]
A couple of weeks ago I wrote about the historical impact major international conflicts can have on the stock market. My argument was that the recent military actions in Iran did not necessarily mean that an imminent market collapse was likely. With that said, the market has certainly been expressing [...]
This past weekend, the United States and Israel launched coordinated strikes on Iranian political and military targets, resulting in the death of Supreme Leader Ayatollah Ali Khamenei along with several senior Iranian officials. In response, Tehran retaliated with missile strikes against U.S. and Israeli targets across the region. Predictably, these [...]
