I have written extensively on the subject of housing prices over the past few years. Without a doubt, it’s one of the most pressing issues threatening the economic success of the American people, particularly younger Americans. Perhaps that is why a recent poll revealed that 91% of adult Gen Zers [...]
Believe it or not, I was not a typical kid. Case in point: as an 11-year-old boy, I became obsessed with the 1992 election, and Ross Perot was my guy. I vividly remember watching him hold up his charts as he warned of the dangers of our national debt. In [...]
There’s no denying it. We are in the midst tax season once again. That time of year when we’re all reminded of how much of our hard-earned money is going to those who govern us. If you’re anything like me, it’s also the time when you start thinking about ways [...]
In a sweeping move that sent shockwaves through the nonprofit sector, President Donald Trump issued a memo pausing federal funding for nonprofit organizations shortly after being sworn in as the 47th President. While the policy was temporarily halted by a court order, and ultimately rescinded by the White House, it [...]
Often you will hear investment advisors stressing the importance of a well-diversified portfolio. While the phrase can sound quite complicated, all it really means is that within your investment accounts it is usually wise to be invested in lots of different things so that if one company or industry falters [...]
Many of you have likely heard rumblings about changes that were made to Social Security in the final days of the Biden Administration. The Social Security Fairness Act, signed into law on January 5, 2025, eliminates two provisions—the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO)—that previously disqualified millions [...]
Last week while meeting with a couple who were looking to get serious about their finances, one of them asked me for advice on how to cut spending from their budget without feeling it. I had to think about that for a little while because the reality is reducing expenses [...]
Last week, the Consumer Financial Protection Bureau (CFPB) announced a new rule that will exclude all medical debt from credit reports. According to the CFPB, this change will erase nearly $50 billion in unpaid medical bills from roughly 15 million Americans' credit reports and boost their credit scores by an [...]
Hopefully you all had a wonderful holiday season filled with many of the traditions you and your family enjoy. One new holiday tradition that I can do without however, is the threat of a government shutdown that seems to come back every December as Washington struggles to pass an annual [...]
After joining Stewardship Capital about 10 years ago, one of the first columns I ever wrote for the Examiner was a character study of Ebenezer Scrooge from the Charles Dickens holiday classic A Christmas Carol. In the column, I really analyzed Scrooge as the tragic hero he was, and not [...]
