I have two young boys, and if there is one phrase I get more tired of hearing than any other, it’s “I’ll do it later.” Part of why I dislike this phrase is that it sounds like a reasonable justification for delaying a task that isn’t urgent, when in reality [...]
Silver has quickly become one of the most talked about assets in the financial markets. Prices have surged to levels not seen in many years, drawing attention from investors searching for protection, opportunity, or both. While silver’s recent rally is supported by real and compelling factors, history reminds us that [...]
A common question I’m asked is whether trusts are worth the cost, and if so, whether one is actually necessary. The most honest answer is: it depends. Every situation is different, which is why it’s important to speak with a financial professional before considering this type of estate planning strategy. [...]
We have just entered a brand-new year. It’s a time often associated with fresh starts and new beginnings. One area I recommend people clean up at this time is neglected or unused recurring autopay expenses, often referred to as “zombie subscriptions.” They earn this nickname because, much like zombies, they [...]
Recently shockwaves were felt across both Kansas and Missouri as the Kansas City Chiefs announced their intention to move the team across the state line to Kansas when its current lease ends in 2030. Under the agreement, Kansas will cover roughly 60–70 percent of a brand new $3 billion domed [...]
Christmas is often viewed as a season of extravagance. It conjures up visions of overflowing tables, full calendars, homes decorated to the nines, and of course stacks of gifts under the tree. Yet the original Christmas story is strikingly different. It was defined not by excess or luxury, but by [...]
It is always interesting meeting with couples to discuss their financial situation. Often, it feels as if the conversation they are having in front of me is the first one they have had together about money in a long time. This is unfortunate because money conversations are not just mathematical [...]
Every November, we kick off the holiday season by celebrating Thanksgiving. It is an occasion rooted not only in gratitude but in the enduring human desire to build a better life. The very first Thanksgiving, which occurred in 1621, wasn’t simply a harvest festival; it was the culmination of a [...]
Being properly insured is one of the most important steps anyone can take toward financial security. Yet it is also one of the most confusing areas of personal finance. The combination of high stakes and high complexity often leads people to make poor decisions about how best to protect themselves [...]
I know it probably goes without saying, but most of the stuff we buy today costs way too much. It wasn’t that long ago that inflation was nearly non-existent. For the decade prior to Covid, the Consumer Price Index (CPI) rose by an average of just 1.8% a year. Since [...]
