This past week, the Trump Administration announced it would resume collections on defaulted student loan debt. In a statement, Education Secretary Linda McMahon declared, “American taxpayers will no longer be forced to serve as collateral for irresponsible student loan policies.” Starting May 5, the Treasury Department began the process of [...]
It starts innocently enough, you’re just browsing. Maybe you’re killing time at the store or scrolling through your favorite online retailer while watching TV. No harm in looking, right? But before you know it, you’ve made a purchase and may not even fully understand why you did it. Marketers know [...]
As a child, shows like The Jetsons and movies like Back to the Future II sparked my imagination about what the future might hold. Live video calls, virtual reality, and machines powered by artificial intelligence once seemed like science fiction. Yet today, they’ve become remarkably common. Now, another dream is [...]
Budgeting is more than spreadsheets and numbers; it’s the art of aligning your goals with your financial reality. Over the years, I’ve had the privilege of helping many individuals and organizations create budgets that don’t just look good on paper, but actually work in practice. What I’ve learned is this: [...]
I have written extensively on the subject of housing prices over the past few years. Without a doubt, it’s one of the most pressing issues threatening the economic success of the American people, particularly younger Americans. Perhaps that is why a recent poll revealed that 91% of adult Gen Zers [...]
Believe it or not, I was not a typical kid. Case in point: as an 11-year-old boy, I became obsessed with the 1992 election, and Ross Perot was my guy. I vividly remember watching him hold up his charts as he warned of the dangers of our national debt. In [...]
There’s no denying it. We are in the midst tax season once again. That time of year when we’re all reminded of how much of our hard-earned money is going to those who govern us. If you’re anything like me, it’s also the time when you start thinking about ways [...]
In a sweeping move that sent shockwaves through the nonprofit sector, President Donald Trump issued a memo pausing federal funding for nonprofit organizations shortly after being sworn in as the 47th President. While the policy was temporarily halted by a court order, and ultimately rescinded by the White House, it [...]
Often you will hear investment advisors stressing the importance of a well-diversified portfolio. While the phrase can sound quite complicated, all it really means is that within your investment accounts it is usually wise to be invested in lots of different things so that if one company or industry falters [...]
Many of you have likely heard rumblings about changes that were made to Social Security in the final days of the Biden Administration. The Social Security Fairness Act, signed into law on January 5, 2025, eliminates two provisions—the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO)—that previously disqualified millions [...]
