As a baby boomer generation member, I can recall feeling an incredible sense of pressure as a young person in the 1960’s. There were so many of us with which to compete. Unlike now, there were more looking for work than there were positions. I thought I had to [...]
According to Jesus’ parable found in Matthew 25 about the three servants entrusted with the Master’s talents of precious metal, we are going to be rewarded by taking at least some risk in our financial lives. Why do I say that? You will recall that the Master entrusts 5 talents [...]
One of our successful market strategies since the Virus turmoil of March, 2020, has been the purchase of Closed End Funds (CEF’s) that pay high dividends. Let me first explain what they are since they are not nearly as discussed and understood as other funds. A mutual fund such as [...]
Today I offer a reasoned rant about the high costs of our federal government’s Zero Interest Rate Policy (ZIRP). If you wonder what that policy is, just think about the amount of interest you now receive on your money in the bank and have for more than a decade. Isn’t [...]
Generally by this time in July, big money investors have fled the city, found a cooler place or a beach, whichever their pleasure, and put trading on hold until after Labor Day. This year feels a little different. For one thing, millions of new Millennial speculators are still hard at [...]
Today we will review some of the amazing financial market occurrences of 2021 thus far to try to polish the crystal ball for the next six months. First, what sectors won the performance contest? Energy rose by a hair less than 40 percent. How is that for an industry the [...]
We have graduated another class of young people from high school and college. I want to focus upon the subject that most of us did not study formally and which is often caught only from our family experience, if even then. That is personal finance. Even for these new graduates, [...]
From decades of American stock market experience comes the saying that one should sell in May and go away. It is May and we have experienced a tremendous run up in stock prices since March, 2020, so it seems a good time to examine this old adage. There is a [...]
Since the Ph.D’s in Economics have been in supposed total control of the Federal Reserve Bank in the past decade or more, they have been adamant that without US inflation of at least 2 percent per year, life cannot progress as it should. But try as they might, they have [...]
Last time, I discussed the market rotation currently in evidence from the high flyer growth stocks to the more mundane garage sale value stocks. Today I want to give you a better idea of how this presents itself to investors. Since you have thousands of choices available to you, how [...]
