Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured’s beneficiaries when the insured dies. That beneficiary could be your spouse, children, business, business partner or Trust.
Disability Insurance (Long and Short Term)
As business owner the protection of your ability to earn an income, is vital. In most cases, your business is dependent on you being present and capable of fulfilling all your duties both mentally and physically.
Health insurance is of vital importance for essential and nonessential procedures, illnesses, Dental and eye care, accidents, and general peace of mind for the unforeseen medical emergencies we all may encounter at some point in our lives.
Critical Illness Insurance
Critical illness can be used by business owners, to enhance an employee’s salary package with the company or as an incentive subject to terms and conditions.
Key Person Insurance
The reason this coverage is important is because the death of a key person in a small company can cause the immediate death of that company. The purpose of key person insurance is to help the company survive the blow of losing the people who make the business work.
Does this category best suit you? Would you like to chat to one of our advisors about how we can best serve you in this area?